Buying an Extended Warranty from dealer out of state

[ktgerrr]

Brand new Subaru Crosstrek owner here, just purchased yesterday! Purchased the extended warranty at the recommendation of our mechanic. I was honestly not expecting to do it, so did zero research on pricing, etc before signing at the dealership.

 

After doing some searching of old threads on other Subie forums, I am still happy with my decision to have bought the warranty, but I am realizing I overpaid. But thanks to those forums, I also learned that the warranties are cancellable, you can buy from anywhere in the country, and there is quite the range in cost!

 

We got the gold plus 7 yr/ 100k/ $100 deductible for $2265. This morning I sent some emails and got quotes from a few different dealerships. The lowest from a well rated dealer across the country for the same SOA 7/100/100 gold plus extended warranty (not third party, etc) for $1255.

 

When I approached the dealership about this today, the finance manager said they could not come down on the price. Though he could not come up with any argument for why I should buy the same warranty from them for $1000+ more. He tried to tell me that I had to be "careful" about buying from an out-of-state dealer, because:

• I will find a great range of warranty prices no matter who we call. (Duh, that's apparent)

• Warranty services are not "as good" if you don't get work done at the dealership you bought the warranty at, so if I buy the warranty across the country then I would have to call them up when I need to get warranty work done. I reminded him that the day before they told us you can get warranty work done at ANY Subaru dealership, not just theirs. He agreed this was true, but had no other response.

• "Due to different regions in the country", it is best to get service done in the same place you buy your warranty from because that dealer can advocate better for the client. I asked him if that means if a client moves to our area from out of state, that they would not get the same service as I would if I kept my warranty with them. He said that wasn't what he meant, and basically repeated himself: Administrators(?) from the region you purchased your warranty in can "get better deals for the client in the event something is not covered by warranty" if you are getting service in that same region you bought your warranty. I told him it sounded like that means that not all clients are treated the same at their dealership, since it is not uncommon for people to move from area to area. He told me that wasn't what he was saying, and that I was twisting his words. But he could just not explain himself any better than this.

 

At this point he was trying to end the phone call with me, but was still refusing to come down on the price for the warranty or to provide any decent reason as to why I should keep my warranty with them. I confirmed that all I needed to do to cancel the extended warranty was to come in and change the paperwork, like I had read in this forum. He sounded surprised that I was even asking, and said yes. Maybe they will change their position on the price when we come in to actually cancel it, but probably not.

 

So:

 

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TL;DR

 

Has anyone had any experience with price shopping and actually purchasing an extended warranty from an out-of-state dealer? Do you have any feedback/tips? All the threads I could find referenced this as an option, but I didn't see anyone who had actually done it.

 

Does anyone have any experience with getting warranty work done after moving away from the area that they bought their vehicle/extended warranty? Any issues?