I am, too, a new user and a new Subaru owner, as well. My 2001 OBW had its CEL come on yesterday and read the cc trouble code, so I'm in the process of waiting for the dealer to fix it. However, there is apparently a Federal Emissions warranty for any car under 8 years / 80,000 miles that covers these types of repairs.
Now, that being said (and knowing that Subaru, therefore, is liable to replace my cc and whatever else is wrong), do you all think that it would be prudent to suggest that they just try replacing the O2 sensors, or just let them do the cat replacement?