Thanks for all the advice!
Just to attempt to give a little more info . . .
- Rotors: I was at work when they looked at it, but they showed it (on the lift)to my girlfriend. They said something about rust and a gap between the rotors and pads. I dunno. I'm an automotive idiot. Yeah, everyone has rusty rotors in New England, but maybe they're warped too. I'll take it to a brake shop.
- Oil pan: Like the rotors, they do rust out here because of all the winter salting. Plus, the SVX rides very low to the ground. Still, I almost never need oil but I do have it changed fairly regularly. I'll probably ignore it for now.
- Y pipe: The problem is where it attatches to the "cat." I think the cat. converter is fine, it's just the pipe I guess. Sounds like a job for an exhaust specialist.
Good to know that it doesn't all have to be done at the dealership. They charge ~$50 an hour labor, and if takes 5 seconds to fix something, well, that's a "subaru" hour.
Parts for the SVX are really expensive. I needed a new sun visor for the driver's side: $150 for the part.
Plus, I guess this was a dealer's car and it has an engine it made by Alfa Romeo (so I was told . . .).