Wow! Thanks for all the replies. Regarding which sprocket was jumping- it's the crankshaft. The 4 cam sprocket timing marks all line up. I was able to check this one myself before getting a mechanic the 1st time. I would have dug a little deeper if it were summertime or I had a garage... Pennsylvania temps in December take the fun out of the job.
I'll take this info to the mechanic and see what he says. He was recommended to me as being a good experienced subaru guy and I hope he's open-minded regarding some advice. I hope it turns out to be an idler or tensioner. The camshaft trying to seize up doesn't sound good. I'll post again when I find out anything new.
Ferret, funny to see a old local reply- small world? I spent a little time at the lakes, but most of my younger days were on the river.
Thanks Everyone for your help!