I've done some searching. What is up with the noisy roof rack? Lot's of info on that! I don't have a roof rack. Had to run some errands, and tried to listen. I think I have myself convinced it's gears. Bearings are somewhat constant. This is more high frequency/vibe noise. It's not a high pitch though, more a low growl. All the way from zero mph on up.
I work w/ a lot of machinery. I know what stuff sounds like when it's comming apart. This isn't that. It is not a faint, gotta turn you head just right to hear it type thing either. It is obvious. I was just in love w/ the new car, never had a Subaru, blew it off. Now I know it is not right. My Jeep in 4x4 is quieter than the Soob. Nobody is chiming in saying, "that is just how Subarus are", or "ya know, mine is kind of noisy too". I better start reading all the fine print on my warranty. I am the second owner and it has 28k miles. Only 8k left.