I work in Subaru sales...the other side of the coin is this.....people don't realize (or care) that we sell for a LIVING, which means we need to make money to live....when we sell a car at invoice, we (as salespeople) make a $100 flat fee. We sell on average 10-11 cars per month. I do not spend 40 hours per week seeking ways to take people's money. Isn't a good deal a good price at a good dealer? I have had people come to see me with paperwork up the you know what saying they since they have done research on the internet, this website and that one says I can say this and do that and you WILL give me the car for X amount of dollars........I have tried to do things in a way that is beneficial to both of us.
As far as the extended warranty is concerned, It is an insurance policy, as far as I am concerned. If you can afford anything that happens to your vehicle, then it is a waste of money...even though Subaru's are very reliable, you never know. It all depends on what you are comfortable with. If you like the Subaru 3/36.warranty..it picks up after that one.. and it is backed by Subaru....you can go into any Subaru dealership around the country...it is not a "Dateline NBC" third party warranty..I do not mean any disrespect, but I love Subaru's and I am just trying to make a living....