Hi there, dear friend. As far as I am concerned, the only way to avoid the penalty is to purchase the car. I am sorry, but that's it. I really understand you, because I have recently taken a loan too, in order to buy a new car. I have found a really nice offer on https://foxycredit.com/se/kredit365-lan with a very small interest, but, that's pretty difficult to pay for it every month. It limits me, and I have some financial problems right now. I should have think twice before taking this loan, because it's very difficult to for it.
