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There are a lot of factors that are considered.

 

Where does he live? How many miles per day to work? How large of a deductible does he want? Liability only? How were his grades? Going to college? Married? Any tickets? Accidents?

 

 

A single, 18 year old, unmarried, with a red car and a previous ticket could pay a lot. Tell him what coverage you have and what you pay and visit a couple of agents and check the internet.

 

 

Fortunately, a Legacy sedan isn't exactly a hot rod but horsepower is another factor that's used in the calculation.

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