just wondering what credit unions you used for your car loan?? best apr somewhere?

Well to get a loan from a credit union, you need to be a member of that credit union. Are you a member of one already?

 

Anyway I got a letter from mine, Clackamas Community, offering 2.99% APR on a 24 month loan.

well with portland teachers it's like 4.9% right now I think

i remember in bend i took out a loan at mid oregon credit union....all i had to was deposit $5 to start an account

People's Community Credit Union is rad. That's where I have my loan and checking/savings accounts.

 

 

What do you plan on buying???

well if i told you then it wouldn't be a secret..

 

my insurance finally drops in 4 months

Whoa whoa whoa...Why did you post this in the MEET-GREET section???

 

I'll find out, oh yes...I will find out...

Credit unions are just great. I just went through this yesterday. Took the paperwork from the car lot to the credit union in Seattle. Showed it to the guy and said I wanted a loan; how much would they authorize? 80% of book value he said. He looked up the book value of my proposed sale and it was high enough I could finance everything including sales tax and other incidental costs. I had options on how much and how long and settled on the full amount for 36 months at 4.4% with no pre-payment penalty. Twenty minutes later I was out of there with a check. Sure beats dealing with a bank!

Credit unions are just great. I just went through this yesterday. Took the paperwork from the car lot to the credit union in Seattle. Showed it to the guy and said I wanted a loan; how much would they authorize? 80% of book value he said. He looked up the book value of my proposed sale and it was high enough I could finance everything including sales tax and other incidental costs. I had options on how much and how long and settled on the full amount for 36 months at 4.4% with no pre-payment penalty. Twenty minutes later I was out of there with a check. Sure beats dealing with a bank!

 

Basically that's how it was when I got the loan for my Legacy. The only stumbling block was that my legacy is a bit rare and not listed directly in the Kelley blue book or the NADA book, so I had to provide them a VIN number to do the search.

Besides the paperwork from the car lot I brought the autotrader ad (with VIN#) and also a carfax report. They didn't need any of that, but I had it with me just in case.

Basically that's how it was when I got the loan for my Legacy. The only stumbling block was that my legacy is a bit rare and not listed directly in the Kelley blue book or the NADA book, so I had to provide them a VIN number to do the search.