July 9, 201510 yr Not sure about other state insurance regs.... but in OR, you can add just comprehensive. (Have to have liability by law). My comp is only a few bucks more per month. Collision, on the other hand, is VERY expensive... which is why I don't have it. If you hit a deer, road hazard, flying rock, or a tree falls on your car ... comp will cover it.
July 9, 201510 yr Author Ah, I'll have to look. Collision is what I dropped that made the big difference. same. never have asked for only comprehensive, thought comprehensive only came with the full coverage package, interesting... Edited July 10, 201510 yr by Subasaurus
July 10, 201510 yr I only carry liability on a few of my Soobs ... the ones that I drive. However, all my Soobs have comprehensive coverage (to cover fire, hail and theft). I can't afford collision on any of them.
July 10, 201510 yr Author I only carry liability on a few of my Soobs ... the ones that I drive. However, all my Soobs have comprehensive coverage (to cover fire, hail and theft). I can't afford collision on any of them.it just doesn't make sence on such an old vehicle, where you can find another for $500 or less and when you do crash, insurance "values" your vehicle barely at 1,000 if your lucky.. waste of everything, no point.
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