September 5, 200916 yr I've had to deal with this before and I'd totally do things differently to do it over. They gave me the run around and all sorts of ambiguous maybe's, might's, and not sure's...and claimed things that weren't true. You're left on your own and they no that if you don't have a lawyer. Luckily none have ever jerked me around since then, but if they ever do I'm getting a lawyer immediately and sticking it to them. Good luck, hope you can pull something off. I would want to sue the company, they don't want to have to deal with courts and usually would rather settle a small claim than show up. Are you SURE it's too late to just let a lawyer do it? They know all this stuff.
September 6, 200916 yr Author Are you SURE it's too late to just let a lawyer do it? They know all this stuff. Quite to the contrary....I'm sure it is NOT too late, which is why I'm getting the ball rolling. although, I hadn't planned on suing the company........just the other driver. I'll probably have more luck getting my $$ out of a nationwide company than some lady that lives 2 blocks from me (not a good neighborhood!) not much to happen on the weekend as far as legal steps are concerned.....but monday will bring more phone calling.
September 6, 200916 yr glad to hear you have options, sorry to mention it, hate to see folks getting hosed. the first time it happened to me i had no clue what to do, who to call, where to get answers, etc. glad it sounds like you got a good start.
September 8, 200916 yr Author Talked to the insurance adjuster today, lots of legalese....but it sounds like if the car was not reported stolen (I don't know one way or the other....), the insurance company is required to pay. They are going to do some investigating into the situation. tomorrow I will call the insurance company back and inform them of this, and that I have every intention of hiring an attorney should this be the case. It also sounds like I'm entitled to more compensation, should it come to a lawsuit, since I've been without a car for a month and counting. I'm just lucky I happen to have another driveable vehicle....most people would have been SOL! Also had the car towed home. Took a closer look, and found more damage. looks like in the impact, the other car spun around and hit the rear quarter on my car, as that's dented in. the wheel/suspension may have taken a hit as well. luckily I had intended on replacing that triling arm anyway (I bent the stock one last winter on a curb, and have one with no sway bar mounts in it now....). Then I bent the headlight out enough to get the hood open, and as soon as I released the latch, the front of the hood shifted to the passenger side ~1/4". So the whole front end is tweaked.....ugh. BUT, I've got a spare axle and control arm/leading rod, so I should be able to fix the mechanical stuff pretty easily..... pictures to come.
September 8, 200916 yr you still haven't installed that trailing arm i sent you? Good luck getting your money. It sounds like the frame is boinked.
September 8, 200916 yr Author you still haven't installed that trailing arm i sent you? Good luck getting your money. It sounds like the frame is boinked. yea, I wanted to put a new bearing in it.....so I stalled, and stalled.......and stalled some more. glad I didn't put it in! and yea, the frame is definitely tweaked. But, it looks like it's all in front of the crossmember, so probably won't effect suspension geometry. I'll use my 4runner and a chain to give it a yank the other way, throw some crappy body panels on it, and keep drivin it. got new plans for the supercharged 22e
September 8, 200916 yr Author got it home yesterday, still fighting with the insurance company, ugh. But I noticed (I don't know how I overlooked it...) some more damage on the rear quarter. the other car must have spun after the initial impact and hit the rear quarter as well. took the fenders, bumper, and headlights off. it looks fixable. I think I'm just going to attach a big ol' D ring to the bumper mount, and with the help of my 4runner and a chain, give it a good yank in the opposite direction from the impact. only noticeable damage to the frame is right under the airbox mount. there's a small kink. But the front end is definitely pushed off to the side. somehow the washer tank with only minor bumps and bruises. Intake silencer.....not so much
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